TEMPLE TIMINGS
Monday - Friday : 08:00 am to 12:30 pm & 05:00 pm to 08:30 pm
Saturday, Sunday & Holidays : 08:00 am to 08:30 pm
Weekly News
***  KARTIKA MAHOTSAVAM IN PROGRESS ***
*** KARTIKA SOMAVARA 108 KALASA SIVA  ABHISHEKAM, MONDAY, 11/13, 6:00PM ***
*** AYYAPPA MANDALA MAHOTSAVAM BEGINS WEDNESDAY, 11/15 ***

*** " ATA " PRESENTS GRAND MUSICAL NITE with LIVE ORCHESTRA FRIDAY, 11/17, 7PM ***

*** General Body Meeting Saturday, November 18, 1pm ***

*** "Lakshmisri C Chatterjee Memorial Seminar" on Saturday, 11/18, 2:30pm ***

*** YEAR END DONATIONS - DO IT WITH STOCKS & SAVE MORE !!! ***

We  invite you to join us with your Friends and Family in our 2017 KARTIKA MAHOTSAVAM" and make it a Huge Success. It is in progress. It will conclude on Friday, November 17th. 

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We invite you to join with your Friends and Family in our 2017 AYYAPPA MANDALA MAHOTSAVAM and make it a Huge Success. It begins on Wednesday, November 15th. As always it is a comprehensive schedule. See below. Sponsor generosuly. 

Swamiye Sarnam Ayyappa! 

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FRIDAY, NOVEMBER 17, 7PM: AMERICAN TELUGU ASSOCIATION (ATA) PRESENTS 
First Ever in Delaware, LIVE GRAND MUSICAL NITE 
SINGERS: SUMANGALI, VENU SRIRANGAM, SRIKANTH SANUGU 
Live Orchestra by Meher Chanti Team
For tickets & info: Thirumal Reddy  This e-mail address is being protected from spambots. You need JavaScript enabled to view it

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Saturday, November 18th, 1:00pm:  2017 GENERAL BODY MEETING: The annual General Body Meeting of the Hindu Temple Association will be held on SATURDAY, November 18th at 1:00pm in  the Wedding hall. Please attend.  Eight trustees completing their three year term are:  Yoga Kalyanm,  Vyjayanti Koustubhan,  Siva Krishnamurthy, Vani Sridhar,  Harish Mital,  Rajeev Vaidya, Shakti Vel, Sarita Trivedi.  Nominations can be sent to the nominating committee Raj Chirra (302-234-7689), Raj Kedda (302-235-0533), and Ramesh Damaraju (302-234-9505).   Please attend and learn about the status of the Temple and Growth Plans.

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Saturday, November 18, 2:30pm:  "Lakshmisri C. Chatterjee Memorial Seminar" on "Social Security".  This will be held in the "Lakshmisri C. Chatterjee Memorial Hall" at the Temple.  his seminar will be conducted by Ashoke Chatterjee. Information from the latest Trustees report released in July 2017 has been incorporated in this presentation. Attendees will find this seminar to be both educational and informative. 

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This week at your Temple

Monday, November 13,  (KARTIKAM, KP, Ekadasi, U.Phalguni)   
KARTIKA SOMAVARM #4
SIVA'S  DAY

8:00am: Suprabhatam
8:30am: Chandana seva, Nitya homam
9:30am: Bala Bhogam
9:00AM: SIVA ABHISHEKAM (in the evening)
10:30am: Siva Sahasranama archana
12:n : Maha Naivedyam, Arti, mantrapushpam, veda seva
5:30pm: VedaParayanam - (Atharva/Sama vedam) 

6:15pm:  KARTIKA SOMAVARA 108 KALASA Siva and Ayyappa  Abhishekam. 
  
6:30PM:SANDHYA DEEPAM / Kartika Deepam 
7:00pm: Satsang,  Siva Stuti 
7:00pm:  Ekadasi Satyanarayana pooja 
7:45pm: Kanakadhara Stotram, Maha Naivedyam
8:00pm: Arti
8:30pm: Chamara seva, Sayana ganam 

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Tuesday,  November 14, (KARTIKAM, KP, Dwadasi, Hasta)       
RAM PARIVAR DAY  

8:00am: Suprabhatam
8:30am: Chandana seva, Nitya homam
9:30am: Bala Bhogam
9:00AM: SIVA ABHISHEKAM 
10:30am: Rama Sahasranama archana
12:n : Maha Naivedyam, Arti, mantrapushpam, veda seva
5:30pm: VedaParayanam - (Valmiki Ramayanam)
6:00pm: NARASIMHA ARCHANA
6:30pm: SANDHYA DEEPAM 
7:00pm: Satsang,  Rama Nama Sankeertanam
7:30pm: Vadamala seva, Sindoor archana to Lord Hanuman
7:45pm: Kanakadhara Stotram, Maha Naivedyam
8:00pm: Arti
8:30pm: Chamara seva, Sayana ganam 

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Wednesday,  November 15,  (KARTIKAM, KP, Trayodasi, Chitra, PRADOSHAM) 
RADHA - KRISHNA DAY

8:00am: Suprabhatam
8:30am: Chandana seva, Nitya homam
9:30am: Bala Bhogam
9:00AM: SIVA ABHISHEKAM (in the evening)
10:30am: Krishna Sahasranama archana 
12:n : Maha Naivedyam, Arti, mantrapushpam, veda seva
5:30pm: VedaParayanam - (Srimad Bhagavatam)
6:15pm:  KARTIKA PRADOSHAM - Siva abhishekam 
6:30pm: SANDHYA DEEPAM
7:00pm: Satsang,  Krishna ganam
7:30pm: Laddu Gopala seva 
7:45pm: Kanakadhara Sotram, Maha Naivedyam
8:00pm: Arti
8:30PM: Chamara seva, Sayana ganam 

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Thursday,  November 16 (KARTIKAM, KP, Chaturdasi, Svati, SOLAR MONTH KARTIKAI  BEGINS)       
GANESHA  DAY

8:00am: Suprabhatam
8:30am: Chandana seva, Nitya homam
9:30am: Bala Bhogam
9:00AM: SIVA ABHISHEKAM 
10:30am: Ganesha Sahasranama archana 
12:n : Maha Naivedyam, Arti, mantrapushpam, veda seva
5:30pm: VedaParayanam - (Divya Prabandham) 
6:00pm: DAKSHINAMURTHY ARCHANA
6:30pm: SANDHYA DEEPAM
7:00pm: Satsang,  Ganesha stuti   
7:45pm: Kanakadhara Sotram, Maha Naivedyam
8:00pm: Arti
8:30pm: Chamara seva, Sayana ganam

Every Thursday:
SHIRDI SAI, DATTA SANNIDHI:
6:30pm: SAI, DATTA Bhajans 
7:30pm:  SAI, DATTA Archana
8:30pm: Annadanam (SPONSOR GENEROUSLY) 
PLEASE CLICK BELOW TO SIGN UP FOR SAI BHAJAN GROUP:https://chat.whatsapp.com/5FqNYnAwU2l4lbXyGw7eDj

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Friday, November 17 (KARTIKAM, KP, Amavasya, Svati)   
DEVI DAY 

8:00am: Suprabhatam
8:30am: Chandana seva, Nitya homam
9:30am: Bala Bhogam
9:00AM: SIVA ABHISHEKAM 
12:n : Maha Naivedyam, Arti, mantrapushpam, veda seva
5:30pm: VedaParayanam - (Rigvedam)  
6:30pm: Sri Chakraarchana 
6:00pm: RAJA RAJESWARI ARCHANA
6:30PM: SANDHYA DEEPAM
6:15pm: Devi abhishekam
7:00pm: Satsang, Lalitha Sahasranama parayanam
7:45pm: Kanakadhara Stotram, Maha Naivedyam 
8:00pm: Arti
8:30pm: Chamara seva, Sayana ganam 

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Saturday,  November 18 (MARGASIRAM,SP, Amavasya/Prathama, Visakha)     
BALAJI  DAY 

8:00am: Suprabhatam
8:30am: Chandana seva, Nitya homam, Sudarsana homam
9:30am: Bala Bhogam
9:00am: Navagraha abhishekam 
9:00am: SIVA   abhishekam 
9:30am: Balaji abhishekam 
12:00noon: Maha Naivedyam, Arti, mantrapushpam, veda seva
5:00pm:  Samuhik Satyanarayana Pooja
6:30PM: SANDHYA DEEPAM
7:00pm: Satsang,  Vishnu Sahasranama paryanam  
7:15pm:  Balaji archana - Laddu seva - Mangala sasanam 
7:45pm: Kanakadhara Stotram, Maha Naivedyam
8:00pm: Arti
8:30pm: Chamara seva, Sayana ganam 

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Sunday, November 19 (MARGASIRAM,SP,Prathama, Anuradha)   
MAHA LAKSHMI DAY

8:00am: Suprabhatam
8:30am: Chandana seva, Nitya homam
9:30am: Bala Bhogam
9:00am: Siva abhishekam 
9:30am: Maha Lakshmi  abhishekam 
12:n : Maha Naivedyam, Arti, mantrapushpam, veda seva
6:30PM: SANDHYA DEEPAM
7:00pm: Satsang, Lakshmi Sahasranama archana 
7:45pm: Kanakadhara Stotram, Maha Naivedyam
8:00pm: Arti
8:30pm: Chamara seva, Sayana ganam

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2017 YEAR END DONATIONS:  If you already satisfied your entire pledge a BIG Thank you!!  We are reminding those that have a balance on their pledges to please send in their installment (or the balance) soon to be able to deduct in this year's taxes.  As always donations can be made in Cash, Check or Credit Card.  We also encourage you to donate Appreciated Stock and Save More!! This is truly a win-win situation.  You win by saving capital gains tax.  Temple wins by building it's Endowment Fund. Please consider this option as you get ready to make your donation. Donation by check/cash/credit card always welcome !!   An example will illustrate the advantage of Appreciated Stock Transfer vs donation by check. 

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Let us assume :

* You wish to donate $1,000
* You have $1,000 in cash and also have a stock worth $1,000

You were wondering wheather to transfer the stcok or donate by check. It is ALWAYS better to transfer the Appreciated stock vs donating by check.  Why?

You can deduct the $1,000 as charitable deduction in both cases and save 30+% on your taxes based on your bracket.  That is a saving of $300. 

However, if you do it by stock transfer you save even more by avoiding paying capital gains tax. 

* Let us assume the stock that is worth $1,000 now was bought originally at  say $600 a few years ago.

Capital gains = $1,000 - $600 = $400
Capital gains tax = $400 x 15%  = $60.  (This rate can be as high as 20%). You will have to pay this you sold the stock.    However, if you donated that stock to temple you can avoid paying that $60 !!
This is the law of the land. Millions of non profit organizations (Churches,  Hospitals, Universities) etc encourage this mode of donation. For the past  three years several families in our temple took advanatge of this and donated over $500,000!   We encourage you to talk with your Financial Advisor and make the best choice for your family.  Let us know if you have any questions. 

Please see instructions for stock transfer below. Let us know if you have any questions or concerns.

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Stock Transfer Instructions:
Please cut and paste the following and send to your brokerage agent:

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To:   Your stock broker/firm name and address

From: Your name and account information

I wish to make a donation to my Temple (a non profit religious organization)  with appreciated stock.   

Please transfer  XX shares of (stock name)    stock to Hindu Temple Association Inc. 
 
Temple  account details and DTC number:

      •  Brokerage: TD Ameritrade
        Account: Hindu Temple Association Brokerage account
        Account Number: 866826986
        DTC Number: 0188

Contact person:  Bala Balasubramanin Phone: 267-784-0837 < This e-mail address is being protected from spambots. You need JavaScript enabled to view it >

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UPCOMING EVENTS

2017 GENERAL BODY MEETING: The annual General Body Meeting of the Hindu Temple Association will be held on SATURDAY, November 18th at 1:00pm in  the Wedding hall. Please attend.  Eight trustees completing their three year term are:  Yoga Kalyanm,  Vyjayanti Koustubhan,  Siva Krishnamurthy, Vani Sridhar,  Harish Mital,  Rajeev Vaidya, Shakti Vel, Sarita Trivedi.  Nominations can be sent to the nominating committee Raj Chirra (302-234-7689), Raj Kedda (302-235-0533), and Ramesh Damaraju (302-234-9505).   Please attend and learn about the status of the Temple and Growth Plans. 

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FRIDAY, NOVEMBER 17, 7PM:    
AMERICAN TELUGU ASSOCIATION (ATA) PRESENTS 
First Ever in Delaware, LIVE GRAND MUSICAL NITE 
SINGERS: SUMANGALI, VENU SRIRANGAM, SRIKANTH SANUGU 
Live Orchestra by Meher Chanti Team
For tickets & info: Thirumal Reddy  This e-mail address is being protected from spambots. You need JavaScript enabled to view it

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We invite you to join us in the 2017 Ayyappa Mandala Mahotsavam with your Friends and Family and make it a HUGE success. As always we will have a comprehensive program (see below). It begins on Wednesday, November 15.  We have Malas and vastrams available in the Maha Lakshmi Boutique.  See program below:

2017 AYYAPPA MANDALA MAHOTSAVAM

Saturday, December 30 Irumudi kettu, travel to SSVT temple (see details Below)

Wednesday, November 15 (Mandalam First Day)
8:00  AM - Punyavachanam, Kalasa Sthapanam, Ganesha &  Ayyappa Homam
6:00 PM - Ayyappa Abhishekam & Bhajans

Saturday, November 18
5:30 PM - Bhajans
7:30 PM - Ayyappa Ashtothara Archana, Deeparadhana & Namaskaram
8:35 PM - Harivarasanam & Annadhanam

Saturday, November 25
5:30 PM - Bhajans
7:30 PM - Ayyappa Ashtothara Archana, Deeparadhana & Namaskaram
8:35 PM - Harivarasanam & Annadhanam

Wednesday, November 29 (Guruvayoor Ekadasi)
5:30 PM - Bhajans
6:30 PM - Narayaneeyam 
7:00 PM - Vishnu Sahasranama Archana (Vilakku Pooja) &Ayyappa Ashtothara Archana (Vilakku Pooja)
8:35 PM - Harivarasanam  

Saturday, December 02 (Sastha Preethi)
08:00 AM - Suprabhatam, Nirmalyam & Usha Pooja 
08:30 AM - Breakfast
09:00 AM - Bhajans
12:30 PM - Ucha Pooja, Padi pattu, Namaskaram, Deeparadhana & Seeveli 
12:45 PM - Annadhanam 

Saturday, December 9
5:30 PM - Bhajans
7:30 PM - Ayyappa Ashtothara Archana, Deeparadhana & Namaskaram
8:35 PM - Harivarasanam & Annadhanam

Monday, December 11 (Ayyappa jayanthi U. Phalguni)
6:00 PM - Ayyappa Abhishekam

Saturday, December 16
5:30 PM - Bhajans
7:30 PM - Ayyappa Ashtothara Archana, Deeparadhana & Namaskaram
8:35 PM - Harivarasanam & Annadhanam

Saturday, December 23 (Udayaastamana Pooja)
08:00 AM - Sankalpam
08:30 AM - Vigneshvara pooja, punyavachanam
09:00 AM - Pradana pooja, abhishekam
12:15 PM - Bhajans
12:50 PM - Alaya pradakshinam (Seeveli with Thalapoli)
01:15 PM - Archana prasadam & Annadhanam
05.30 PM - Alaya pradakshinam (Seeveli with Thalapoli)
06.00 PM - Vilakku pooja  
06.30 PM - Padipattu, namaskaram bhajans
08:00 PM - Deeparadhana
08:35 PM - Harivarasanam & Annadhanam

Monday, December 25  Ayyappa Mandala Pooja (Mandalam last day) 
05:30 PM - Bhajans
06:00 PM - Abhishekam 
07:00 PM - Ayyappa Sahasranama Archana (Vilakku Pooja) 
07:30 PM - Ayyappa Ashtothara Archana 
07:45 PM - Padi Pattu, Namaskaram and Seeveli  
08:00 PM - Deeparadhana
08:35 PM - Harivarasanam & Annadhanam

Saturday, December 30
Irumudi kettu travel to  SSVT temple
6:00 AM - Irumudi
8:00 AM - Leave for Shiva Vishnu Temple 
6:00 PM - Return to DE Temple, Bhajans, Ashtothara Archana

Wednesday, January 1 Aardhra (Dhanumasa Thiruvathira)

Saturday, January 06 (Maha Padi Pooja) U. Phalguni
5:30 PM - Bhajans
6:00 PM - Ayyappa Abhishekam
6:30 PM - Maha Padi Pooja, Alaya pradakshinam (Seeveli  - Take Ayyappa Idol around the temple)
7:30 PM - Ayyappa Ashtothara Archana, Deeparadhana & Namaskaram
8:35 PM - Harivarasanam & Annadhanam

Saturday, January 13 (Makara Sankranthi)
10:00 AM - Ganesha &  Ayyappa Homam
06:00 PM - Abhishekam 
06:30 PM - Thiruvabharanam & Bhajans
07:00 PM - Ayyappa Sahasranama Archana (Vilakku Pooja) 
07:30 PM - Ayyappa Ashtothara Archana 
07:45 PM - Padi Pattu, Namaskaram and Seeveli  
08:00 PM - Deeparadhana
08:35 PM - Harivarasanam & Annadhanam

POOJA SPONSORSHIP
Annadhanam - $101
Udayaastamana Pooja (Saturday, December 23) - $101
Maha Padi Pooja - $101
All Pooja Entire Mahotsavam (11/15/2017- 01/13/2018) - $201
Irumudi kettu, travel to SSVT temple Saturday, December 30
MALA, DEEKSHA VASTRAM, IRUMUDI BAGS AVAILBLE IN TEMPLE. (Irumudi Package $51, SSVT charges $25)
For further information please call temple and talk with priest Karthik Ganesan.

TEMPLE EDUCATION SCHEDULE:

EVERY SATURDAY:
4pm to 6pm: Telugu class – Rama Atluri   856-241-8690     This e-mail address is being protected from spambots. You need JavaScript enabled to view it
11:00am (Selected Saturdays only) Vedanta Society Lecture/Satsang – Chandan Nath,

EVERY SUNDAY:
10:45am:  Balavihar: Religious education – Sunita Nasta, This e-mail address is being protected from spambots. You need JavaScript enabled to view it
Balvihar signup URL: https://goo.gl/Si4iBT

4:30pm: Hindu Spirituality Seminars – Arjun Sau,  This e-mail address is being protected from spambots. You need JavaScript enabled to view it , 302-239-0381
5:30pm: Yoga class - Tia Mukerji (please contact) 
This e-mail address is being protected from spambots. You need JavaScript enabled to view it   302-394-9279

FIRST AND THIRD SUNDAYS:
1 to 4 pm:  Bengali class–Kaushik,  This e-mail address is being protected from spambots. You need JavaScript enabled to view it  or Rupa Roy,  This e-mail address is being protected from spambots. You need JavaScript enabled to view it

SECOND AND FOURTH SUNDAYS:
10:00am:  Gita Study - Pramod Mathur (please contact)  This e-mail address is being protected from spambots. You need JavaScript enabled to view it  302-234-4127
1:30 to 4:30 pm:  Hindi class – Dolly Chatterjee, 
This e-mail address is being protected from spambots. You need JavaScript enabled to view it , 856-241-7382, 856-472-8528

WEDNESDAYS
6:00pm: RudramTai Chi lessons – Ganesh Vaidyanathan

TUESDAYS & THURSDAYS:
7:00pm: Rudram lessons  (TBA, please contact temple)

Venues for Classes: 
Lalshmisri Chatterjee Memorial Hall, Basement under the stage, Wedding Hall Granite Lobby (when it is available)
 
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SUPPORT  YOUR TEMPLE

THANK YOU FOR SPONSORING   131 "COMMUNITY PILLARS"

SPONSOR YOUR "COMMUNITY PILLAR NOW"  !!
       
DONATE WITH APPRECIATED STOCK TRANSFER AND SAVE MORE!

May the blessings of Sri. Maha Lakshmi be with you always !!

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